Privacy Policy

Last Updated: April 1, 2026  |  Effective Date: January 1, 2026

VisionSpark Innovation™ (operated by MJStrategiesGroup, owned by Abdelmajid Nainia, based in Canada) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website or purchase our products. We comply with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) and, where applicable, the EU General Data Protection Regulation (GDPR).

1. Who We Are

This website is operated by:

• Business Name: VisionSpark Innovation™ / MJStrategiesGroup
• Owner: Abdelmajid Nainia
• Country: Canada
• Website: visionsparkinnovation.netlify.app
• Privacy Contact Email: psyinsightsmj@gmail.com

For any privacy-related questions, requests, or complaints, please contact us at the email above. We aim to respond within 10 business days.

2. Information We Collect

We collect personal information only when it is necessary for legitimate business purposes. The types of information we may collect include:

2.1 Information You Provide Directly

• Name and email address — when you subscribe to our newsletter, contact us, or make a purchase through PayPal.
• Message content — when you submit our contact form.
• Payment information — note: we do NOT collect or store credit card numbers, bank account details, or other sensitive payment data. All payment processing is handled exclusively by PayPal, which has its own privacy policy and security measures.

2.2 Information Collected Automatically

• IP address and general geographic location (country/region level)
• Browser type and version
• Pages visited and time spent on site (via Google Analytics)
• Referring URL (the page that brought you to our site)
• Device type (desktop, mobile, tablet)
• Cookie data (see Section 9 for details)

This automatically collected data is anonymized where possible and used in aggregate form to understand how visitors use our website.

3. How We Use Your Information

We use the information we collect for the following purposes:

• Order fulfillment: To deliver your purchased digital products and send purchase confirmation emails.
• Customer support: To respond to your inquiries and resolve any issues with your order.
• Email marketing: To send newsletters, product updates, and promotional content — but only with your explicit consent. You may unsubscribe at any time.
• Website improvement: To analyze traffic patterns and improve the user experience using aggregated analytics data.
• Legal compliance: To meet our obligations under applicable Canadian laws and regulations.
• Fraud prevention: To detect and prevent fraudulent transactions or abuse of our refund policy.

We will never sell, rent, or trade your personal information to third parties for their marketing purposes.

4. Legal Basis for Processing (GDPR — EU Visitors)

If you are located in the European Economic Area (EEA), we process your personal data under the following legal bases:

• Contract performance: Processing your order and delivering products you purchased.
• Legitimate interests: Improving our website, preventing fraud, and providing customer support.
• Consent: Email marketing communications. You may withdraw consent at any time.
• Legal obligation: Complying with applicable laws and regulations.

5. Third-Party Service Providers

We work with trusted third-party service providers to operate our business. These providers may receive limited personal information necessary to perform their services:

6. Email Marketing and Consent

We will only send you marketing emails if you have explicitly opted in — either by subscribing to our newsletter, checking a consent box during checkout, or otherwise indicating your agreement to receive communications.

Every marketing email we send includes an easy, one-click unsubscribe link. You can also request removal by emailing us at psyinsightsmj@gmail.com. We will process unsubscribe requests promptly, typically within 48 hours.

Transactional emails (order confirmations, download delivery) do not require marketing consent and will be sent regardless of your marketing preferences.

7. Data Retention

We retain your personal information only as long as necessary for the purposes described in this policy:

• Purchase records: Retained for up to 7 years for accounting and tax compliance purposes (as required by Canadian law).
• Email marketing list: Retained until you unsubscribe or request deletion.
• Contact form messages: Retained for up to 2 years, then deleted.
• Analytics data: Anonymized and aggregated; retained according to Google Analytics' standard retention settings.

8. Your Privacy Rights

Depending on your location, you have various rights regarding your personal data:

8.1 Rights for All Visitors (PIPEDA — Canada)

• The right to access the personal information we hold about you.
• The right to correct inaccurate personal information.
• The right to withdraw consent for marketing communications at any time.
• The right to complain to the Office of the Privacy Commissioner of Canada if you believe your rights have been violated.

8.2 Additional Rights for EU/EEA Visitors (GDPR)

• The right to erasure ("right to be forgotten") — request deletion of your personal data.
• The right to data portability — receive your data in a structured, machine-readable format.
• The right to restrict processing — ask us to limit how we use your data.
• The right to object to processing based on legitimate interests.
• The right to lodge a complaint with your local Data Protection Authority (DPA).

To exercise any of these rights, contact us at psyinsightsmj@gmail.com. We will respond within 30 days (or sooner) and verify your identity before processing sensitive requests.

9. Cookies

Our website uses cookies — small text files stored on your device — to improve your browsing experience and collect analytics data. We use the following types of cookies:

• Essential cookies: Required for basic website functionality (e.g., navigation, form submissions). These cannot be disabled.
• Analytics cookies: Set by Google Analytics to help us understand how visitors use our site (anonymized data). You can opt out via the Google Analytics Opt-out Browser Add-on.
• Preference cookies: Remember your choices such as language preference.

Most web browsers allow you to control cookies through browser settings. Disabling cookies may affect some functionality of our website. By continuing to use our website, you consent to our use of non-essential cookies.

10. Data Security

We take reasonable technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction. Our website is served over HTTPS. Payment data is exclusively handled by PayPal's PCI-DSS compliant systems.

However, no method of internet transmission or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.

11. Children's Privacy

Our website and products are not directed to children under the age of 13 (or 16 in the EU). We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately and we will delete it promptly.

12. International Data Transfers

Our business is based in Canada. If you are visiting from outside Canada — including from the EU or EEA — please be aware that your information may be transferred to and processed in Canada. Canada is recognized by the European Commission as providing an adequate level of data protection for commercial organizations subject to PIPEDA.

Third-party processors (PayPal, Google Analytics, MailerLite) may process data in other countries. Each of these providers maintains appropriate data transfer mechanisms (e.g., Standard Contractual Clauses for EU data transfers).

13. Links to Third-Party Sites

Our website may contain links to external websites (e.g., Amazon, TikTok, Pinterest). We are not responsible for the privacy practices of these external sites. We encourage you to read their privacy policies before providing any personal information.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date at the top. We encourage you to review this policy periodically. If we make material changes, we will notify subscribers via email where required by law.

15. Contact Us — Privacy Requests

For any privacy-related inquiries, to exercise your rights, or to file a complaint, please contact:

Canadian residents may also contact the Office of the Privacy Commissioner of Canada at www.priv.gc.ca or 1-800-282-1376.