Terms of Service

Last Updated: April 1, 2026  |  Effective Date: January 1, 2026

Please read these Terms of Service carefully before purchasing from or using the VisionSpark Innovation™ website. By accessing our website, purchasing a product, or using any of our services, you agree to be bound by these terms. If you do not agree, please do not use our website or purchase our products.

These Terms govern your use of: visionsparkinnovation.netlify.app and all related services operated by VisionSpark Innovation™ / MJStrategiesGroup (Abdelmajid Nainia, Canada).

1. Nature of Products — Digital Goods

All products sold on VisionSpark Innovation™ are digital, non-tangible goods delivered electronically. This means:

• There is no physical product, no shipping, and no delivery address required.
• Products are delivered in PDF format via email or download link following successful payment.
• Due to the instant-access nature of digital products, please review our Refund Policy before purchasing.
• By completing your purchase, you acknowledge that you are purchasing a digital download and that delivery will be made electronically.

2. Eligibility

By using this website and purchasing our products, you represent and warrant that:

• You are at least 18 years of age, or have parental/guardian consent.
• You have the legal capacity to enter into a binding agreement.
• You will use the products only for lawful purposes and in accordance with these Terms.
• The payment information you provide is accurate and belongs to you or you are authorized to use it.

3. Intellectual Property Rights

All content on this website and all digital products sold through VisionSpark Innovation™ — including but not limited to text, graphics, layout, course materials, workbooks, templates, and the names "VisionSpark Innovation™," "From Zero to First Sale," and "The Personal Reset System™" — are the exclusive intellectual property of Abdelmajid Nainia / MJStrategiesGroup and are protected by Canadian and international copyright law.

3.1 What You May Do

• Download and use the purchased product(s) for your own personal use.
• Print a physical copy for your own reference.
• Use the strategies and information contained in the products to improve your own business or personal life.

3.2 What You May NOT Do

• Copy, reproduce, redistribute, or share the product files with any other person.
• Sell, resell, sublicense, or otherwise commercially exploit the products.
• Upload the products to any file-sharing platform, website, or social media.
• Remove, alter, or obscure any copyright notices, branding, or proprietary markings.
• Create derivative works based on the products without explicit written permission.
• Claim the intellectual content as your own.

Violation of these intellectual property terms may result in legal action and/or claims for damages. If you are interested in PLR (Private Label Rights) licensing, please contact us for information about our upcoming PLR products.

4. Acceptable Use

When using this website, you agree not to:

• Engage in any activity that violates applicable local, national, or international laws or regulations.
• Attempt to gain unauthorized access to any part of the website, server, or database.
• Transmit spam, malware, or any harmful code.
• Use automated bots, scrapers, or data harvesting tools on our website.
• Impersonate VisionSpark Innovation™, its employees, or other users.
• Submit false information or fraudulent purchase orders.
• Abuse our refund policy by repeatedly purchasing and refunding products.

We reserve the right to refuse service, cancel orders, or terminate access at our sole discretion if we believe these Terms have been violated.

5. Payment Terms

All transactions on VisionSpark Innovation™ are processed securely through PayPal. By completing a purchase, you agree to PayPal's Terms of Service and Privacy Policy. Prices are displayed in US dollars (USD) unless otherwise stated.

• Payment is due in full at the time of purchase.
• We do not store your credit card or banking information — PayPal handles all payment data.
• All sales are final unless they meet the conditions of our Refund Policy.
• Prices are subject to change at any time without notice. The price you pay at checkout is the confirmed price.
• We are not responsible for any currency conversion fees or international transaction fees charged by your bank or card issuer.

6. Refund Policy

We offer a 30-day money-back guarantee on all our digital products. Full details, including how to request a refund and applicable conditions, are available on our Refund Policy page. The refund policy is incorporated into these Terms by reference.

7. Disclaimer of Warranties

Our digital products are provided for informational and educational purposes only. Results mentioned in testimonials or marketing materials are not guaranteed. Individual results will vary depending on effort, experience, market conditions, and many other factors beyond our control.

VisionSpark Innovation™ makes no representations or warranties of any kind, express or implied, regarding:

• The accuracy, completeness, or usefulness of any information in our products.
• The fitness of the products for any particular purpose.
• That the use of our products will result in specific financial outcomes or business success.

You use our products and implement their strategies entirely at your own risk.

8. Limitation of Liability

To the maximum extent permitted by applicable law, VisionSpark Innovation™, MJStrategiesGroup, and Abdelmajid Nainia shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages.
• Loss of profits, revenue, data, goodwill, or other intangible losses.
• Damages resulting from your reliance on information contained in our products.
• Technical failures, download issues, or service interruptions beyond our reasonable control.

In any event, our total liability to you for all claims arising under these Terms shall not exceed the amount you paid for the product(s) in question.

9. Affiliate Disclaimer

Some pages on this website contain affiliate links (particularly our Amazon Affiliates page). This means we may earn a small commission if you purchase through these links, at no additional cost to you. We only recommend products and services we genuinely believe in. Our opinions remain independent of any affiliate relationships.

10. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our website, you consent to our data practices as described in the Privacy Policy.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the website after changes are posted constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

12. Governing Law and Jurisdiction

These Terms of Service shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to its conflict of law provisions.

Any dispute arising out of or related to these Terms or your use of our website and products shall be submitted to the exclusive jurisdiction of the courts located in Ontario, Canada. You agree to submit to the personal jurisdiction of such courts.

13. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it enforceable.

14. Entire Agreement

These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and VisionSpark Innovation™ regarding your use of the website and purchase of products, superseding all prior agreements, understandings, and representations.

15. Contact

For questions about these Terms, please contact us: